Up to 2 on Starter, 5 on Investor, 15 on Portfolio, unlimited on Pro. There are no per-LLC fees within your tier.

Yes. Each entity has a tax election (sole-prop / disregarded, partnership, S-corp, C-corp). The system routes the right tax forms automatically — Schedule E for sole-prop, Form 8825 + K-1 worksheets for partnership, etc.

Yes. Mark a transaction as an intercompany loan and the system records a payable on the borrower entity, receivable on the lender entity, and applies the elimination on consolidation. No more "cash from nowhere" on your holdings P&L.

Yes. Each property has a classification. The system applies the right tax treatment per stay length (STR, MTR, LTR, flip / fix-and-sell) and the right occupancy/transient-tax rules per state.

MyAIAccountant uses Plaid for bank-data ingestion. You authenticate to your bank inside Plaid (we never see your credentials) and Plaid returns a read-only token to MyAIAccountant. We can read transactions; we cannot move money.

Airbnb and Vrbo via CSV upload at MVP (per-listing revenue + occupancy tax broken out). Hospitable integration coming. Stripe live for booking/processing fees.

Yes. Export to CSV, JSON, OFX, or a QBO-compatible migration package any time. No charge.

In our dogfood, the AI categorizes 90%+ of transactions correctly out of the box. You review only the lower-confidence cases. Over time, the system learns your preferences per entity. Categorizations are always reviewable; nothing is locked in.

Yes. That's the wedge. Our AI is tuned for real estate accounting — repair vs CapEx, residential 27.5-yr vs commercial 39-yr depreciation, mortgage P&I split, occupancy tax, MTR vs STR, etc. Generic AI bookkeeping tools (Digits, Puzzle, Truewind) categorize "Home Depot $847" as Repairs. Ours knows that "roof shingles" = capital improvement on a 27.5-year cohort.

Yes. Always. Categorizations are suggestions. You are responsible for reviewing them before relying on financial reports or filing tax forms. We surface confidence scores so you can prioritize review.

Per LLC, depending on tax election: Schedule E summary OR Form 8825 fillable PDF + K-1 worksheets per partner; per-property breakdown; depreciation schedule (Form 4562); per-state summary; intercompany loan reconciliation; mortgage interest reconciliation vs Form 1098; 1099-K reconciliation vs Airbnb/Vrbo/Stripe.

No. CPA seat is $99/yr per CPA. They get read-only access to all the LLCs you grant access to. They can leave comments on transactions and download per-LLC tax packs. They can export directly to Drake, Lacerte, ProConnect, ProSeries, UltraTax, CCH Axcess.

No. MyAIAccountant produces tax-pack drafts ready for your CPA or tax software. We are not an Authorized e-file Provider (ERO) and do not transmit returns to the IRS. Always have a qualified tax professional review every output before filing.

Full feature set of whichever tier you choose. No credit card required. Connect your real banks, run a real month of categorization, download a real Form 8825 draft. If you don't convert on day 15, nothing happens — no charge, no auto-conversion.

Yes — any time, no penalty. Pro-rated.

20% off annual plans. Switch from monthly to annual any time.

60-day money-back guarantee on annual plans.

SOC 2 Type II audit is in progress. Our security program is modeled on the AICPA SOC 2 Trust Services Criteria. Report will be available to enterprise customers under NDA upon completion.

You can export every byte at any time, no charge, in CSV, JSON, OFX, or QBO migration format. In our Terms of Service we commit to: 60+ days advance written notice if MyAIAccountant ceases operations, 90+ days export functionality maintained post-notice, refund of any prepaid amounts for service periods not yet rendered. (We learned the lesson the rest of the industry didn't after Bench.)

US-based encrypted infrastructure (AES-256 at rest, TLS 1.3 in transit). Offsite encrypted backups daily. Per-tenant encryption keys.